About OwnYaBucks

OwnYaBucks provides free Australian salary, tax, and pay calculators to help workers understand exactly what they take home after income tax, Medicare levy, HECS/HELP repayments, and superannuation.

All calculators are free, require no registration, and never store personal information. Tax data is sourced directly from the Australian Taxation Office (ATO) and updated each financial year.

Data Sources

• Income tax brackets: ATO ato.gov.au/tax-rates-and-codes/tax-rates-australian-residents
• HECS/HELP repayment thresholds: ATO study-and-training-support-loans-rates (updated July 2025)
• Medicare levy: ATO medicare-levy
• Superannuation Guarantee: ATO super-guarantee (12% from 1 July 2025)
• LITO: ATO low-income-tax-offset

Disclaimer

OwnYaBucks provides estimates for informational purposes only. This is not tax or financial advice. Tax calculations depend on your individual circumstances. Always verify your tax with the ATO or a registered tax agent before lodging your return.

Last data review: June 2026 · Financial year: 2026-27 (1 July 2026 – 30 June 2027)