Tax Bracket Calculator Australia 2026-27
Find out which tax bracket you're in and see your marginal tax rate versus your effective rate. Enter your taxable income to see how much tax falls in each bracket for the 2026-27 financial year.
You are in the
30% tax bracket
Third bracket
| Bracket | Rate | Tax in this bracket |
|---|---|---|
| $0 – $18,200 | 0% | $0 |
| $18,201 – $45,000 | 15% | $4,020 |
| $45,001 – $135,000← you | 30% | $13,500 |
| $135,001 – $190,000 | 37% | — |
| $190,001 – + | 45% | — |
Frequently Asked Questions
What tax bracket am I in?
Your tax bracket is determined by your taxable income. For 2026-27: $0–$18,200 is tax-free; $18,201–$45,000 is the 15% bracket; $45,001–$135,000 is 30%; $135,001–$190,000 is 37%; and above $190,000 is the 45% top bracket. Enter your income above to see yours.
What is the difference between marginal and effective tax rate?
Your marginal rate is the rate on your next dollar of income — the rate of your highest bracket. Your effective (average) rate is your total tax divided by your total income, which is always lower because the first portions of your income are taxed at lower rates (or are tax-free).
Does being in a higher bracket tax all my income at that rate?
No — this is a common myth. Australia uses a progressive (marginal) system. Only the income within each bracket is taxed at that bracket's rate. Earning $1 more that pushes you into a higher bracket only taxes that extra dollar at the higher rate, never your whole income.
What are the Australian tax brackets for 2026-27?
0% up to $18,200; 15% from $18,201 to $45,000; 30% from $45,001 to $135,000; 37% from $135,001 to $190,000; 45% above $190,000. The 15% rate (down from 16% in 2025-26) is the only change for 2026-27.
Do tax brackets include the Medicare levy?
No. The tax brackets cover income tax only. On top of income tax, most residents pay a separate 2% Medicare levy on their taxable income. Higher earners without private hospital cover may also pay the Medicare Levy Surcharge.