Terms of Use
Last updated: June 2026
Acceptance of Terms
By accessing or using OwnYaBucks (“the Site”, “we”, “us”), you agree to be bound by these Terms of Use. If you do not agree, please do not use the Site.
Not Financial or Tax Advice
Tax calculations depend on your individual circumstances, which our calculators cannot fully account for. Factors such as investment income, rental income, business income, deductions, tax offsets, family tax benefits, private health insurance rebates, and other individual factors may significantly affect your actual tax liability.
Accuracy of Information
We source our tax data from the Australian Taxation Office (ato.gov.au) and state revenue authorities. While we make every effort to keep information current and accurate:
- Tax rates and thresholds may change and there may be a delay before updates are reflected on this Site
- Individual circumstances may affect actual tax outcomes
- The Site does not account for all possible deductions, offsets, or levies
- State-based calculations (stamp duty, land tax) rely on publicly available rates that may vary
Always verify results with the ATO at ato.gov.au or a registered tax professional.
Use of the Site
You agree to use this Site only for lawful purposes. You must not:
- Attempt to gain unauthorised access to any part of the Site or its servers
- Use automated tools to scrape, crawl, or extract data in bulk without prior written permission
- Reproduce, distribute, or modify the Site’s content for commercial purposes without our consent
- Use the Site in a way that could damage, disable, or impair its operation
Intellectual Property
All content on this Site — including text, design, code, and calculator logic — is owned by OwnYaBucks or its licensors. Tax rate data sourced from government authorities is used under open government licence.
You may share links to this Site and quote brief excerpts for non-commercial purposes with appropriate attribution.
Limitation of Liability
To the maximum extent permitted by law, OwnYaBucks and its operators are not liable for:
- Any loss or damage arising from reliance on calculator results
- Any errors, inaccuracies, or omissions in the content
- Any decisions made based on information provided on this Site
- Any interruption or unavailability of the Site
Under Australian Consumer Law, you may have rights that cannot be excluded. These Terms do not exclude statutory rights that apply to you.
Third-Party Links
This Site may link to third-party websites (e.g., ato.gov.au). We are not responsible for the content, accuracy, or privacy practices of external sites.
Governing Law
These Terms are governed by the laws of Australia. Any disputes will be subject to the exclusive jurisdiction of the courts of Australia.
Changes to Terms
We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.
Contact
Questions about these Terms? Contact us at hello@ownyabucks.com