Income Tax Calculator Australia 2026-27
Calculate your income tax in Australia using the official ATO 2026-27 brackets. Works as an ATO income tax calculator, Australian tax calculator and tax estimator — showing income tax, Medicare levy, HECS/HELP and take-home pay.
Take-Home Pay
$2,457
per fortnight
Annual Breakdown
Effective Rates
Effective Tax Rate
20.1%
Marginal Rate
30.0%
Australian Income Tax Brackets 2026-27
| Taxable Income | Tax Rate | Tax on this bracket |
|---|---|---|
| $0 – $18,200 | 0% | Nil |
| $18,201 – $45,000 | 15% | 15c per $1 over $18,200 |
| $45,001 – $135,000 | 30% | $4,020 + 30c per $1 over $45,000 |
| $135,001 – $190,000 | 37% | $31,020 + 37c per $1 over $135,000 |
| $190,001+ | 45% | $51,370 + 45c per $1 over $190,000 |
Plus 2% Medicare levy. Excludes the Low Income Tax Offset (applied automatically in the calculator above).
Frequently Asked Questions
How much income tax do I pay in Australia?
Australian residents pay income tax on a progressive scale for 2026-27: 0% up to $18,200, 15% from $18,201–$45,000, 30% from $45,001–$135,000, 37% from $135,001–$190,000, and 45% above $190,000. Most residents also pay a 2% Medicare levy.
What is the tax-free threshold in Australia?
The tax-free threshold is $18,200. If you earn below this as an Australian resident, you pay no income tax. Above it, tax applies only to the portion of income over $18,200.
How is income tax calculated in Australia?
Income tax is calculated bracket-by-bracket on your taxable income (gross income minus deductions). Each portion of income is taxed at its bracket rate. The Low Income Tax Offset (LITO) then reduces your tax by up to $700, and the 2% Medicare levy is added.
Is this an ATO income tax calculator?
Yes — this calculator uses the official ATO 2026-27 income tax brackets, Medicare levy and Low Income Tax Offset. It produces the same income tax result as the Australian Taxation Office's own calculator, with HECS/HELP and superannuation included.
What changed for income tax in 2026-27?
The second tax bracket dropped from 16% to 15% on income between $18,201 and $45,000, saving up to $268 per year for anyone earning above $45,000. All other brackets and thresholds are unchanged from 2025-26.
Take-Home Pay for Common Salaries (2026-27)
Australian resident, no HECS/HELP. Income tax includes the Low Income Tax Offset; Medicare levy is 2%. Superannuation is paid on top and not deducted from take-home pay. Source: ATO 2026-27 rates.
| Salary | Income Tax | Medicare | Take-Home | Per Fortnight | Eff. Rate |
|---|---|---|---|---|---|
| $60,000 | $8,420 | $1,200 | $50,380 | $1,938 | 16.0% |
| $80,000 | $14,520 | $1,600 | $63,880 | $2,457 | 20.1% |
| $100,000 | $20,520 | $2,000 | $77,480 | $2,980 | 22.5% |
| $120,000 | $26,520 | $2,400 | $91,080 | $3,503 | 24.1% |
| $150,000 | $36,570 | $3,000 | $110,430 | $4,247 | 26.4% |