PAYE Calculator Australia 2026-27

Calculate your PAYE tax in Australia. Note: in Australia, PAYE (Pay As You Earn) is called PAYG (Pay As You Go) — this calculator uses the official ATO 2026-27 brackets to show the tax withheld from your wages and your take-home pay.

PAYE = PAYG in Australia. If you're looking for the withholding amount specifically, see the PAYG calculator. For full take-home pay, this page has you covered.

Frequently Asked Questions

Is there PAYE in Australia?

Australia doesn't use the term 'PAYE' (Pay As You Earn) — that's the UK and New Zealand name. The Australian equivalent is PAYG (Pay As You Go) withholding. They work the same way: your employer withholds tax from each pay and sends it to the tax office on your behalf.

How is PAYE / PAYG calculated in Australia?

Your employer annualises your pay, applies the resident tax brackets, subtracts the Low Income Tax Offset, adds the 2% Medicare levy, then divides by your pay periods. The result is the PAYE/PAYG amount withheld each pay.

What is the PAYE tax rate in Australia?

There's no single PAYE rate — Australia uses progressive brackets for 2026-27: 0% up to $18,200, 15% to $45,000, 30% to $135,000, 37% to $190,000, and 45% above. Plus a 2% Medicare levy. Your average (effective) rate depends on your income.

Will I get a refund if too much PAYE is withheld?

Yes. If your employer withholds more PAYG than your actual tax liability across the year, you receive the difference as a tax refund when you lodge your return. Deductions also increase your refund by lowering your taxable income.